List of all fees for GroundSwell Prepaid Visa Card

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All fees Amount Details
Activation Fee $9.95 One time new card account fee. You may have the option to waive the activation fee.
Add Funds
Vis Amount Details
Value Load $0 Per transaction. 3rd Party Load Networks charge additional fees. Please consult 3rd Party Load Network for a schedule of their fees and charges (Western Union, MoneyGram, and Visa Ready Link).
Card-to-Card Transfer $1.00 Per transaction
Removing Funds
All fees Amount Details
ATM Withdrawal (US) $2.95 Per withdrawal and third-party ATM operator fees, if any
ATM Withdrawal (Int’l) 3% Per withdrawal, plus the foreign transaction surcharge and third-party ATM operator fees, if any.
POS PIN Debit Purchase $0 Per any domestic PIN based transaction
POS Signature Purchase $0 Per any domestic Signature based transaction
POS PIN Debit Purchase (Int’l) Up to 3% of transaction Per any international PIN based transaction
POS Signature Purchase (Int’l) Up to 3% of transaction Per any international Signature based transactions
Bank Teller Withdrawal 3% with 5.00 minimum Per withdrawal. 3% or $5.00 minimum charge of the amount whichever is greater.
Other Fees
All fees Amount Details
ATM Balance Inquiry $0.75 Per inquiry, plus third-party ATM operator fees, if any
ATM Balance Inquiry (Int’l) $1.50 Per inquiry, plus third-party ATM operator fees, if any
ATM Withdrawal (Declined) $0 Per declined domestic ATM transaction
ATM Withdrawal (Declined (Int’l) $0 Per declined international ATM transaction
POS PIN Purchase (Declined) $0 Per declined domestic PIN based transaction
POS SIG Purchase (Declined) $0 Per declined domestic Signature based transaction
POS PIN Purchase (Declined) (Int’l) $0 Per declined international PIN based transaction
POS SIG Purchase (Declined) (Int’l) $0 Per declined international Signature based transaction
Inactivity Fee $4.95 Monthly, after each 90 day period in which you do not load or unload funds to your card or use your card to make a purchase or an ATM withdrawal or until new activity is conducted.
Account Closure/Balance Refund Fee $10.00 See item #28 Amendment and Cancellation terms when applicable and not applicable.
Card Replacement Fee $4.95 Per lost, stolen, or damaged card replacement requested
Expedite Card $29.95 Fee for expedited card delivery
Automated Customer Service Fee $0 Per call when accessing the automated customer service line
Live Agent Customer Service Fee $0 Per call with a live customer service representative

Register your card for FDIC insurance eligibility and other protections. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact Prepaid Ventures, LTD. – GroundSwell by calling 1-888-386-2555, by mail at P.O Box 307, New Hyde Park, NY, 11040 or visit www.groundswellcard.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.