List of all fees for GroundSwell Prepaid Visa Card
|Activation Fee||$9.95||One time new card account fee. You may have the option to waive the activation fee.|
|Value Load||$0||Per transaction. 3rd Party Load Networks charge additional fees. Please consult 3rd Party Load Network for a schedule of their fees and charges (Western Union, MoneyGram, and Visa Ready Link).|
|Card-to-Card Transfer||$1.00||Per transaction|
|ATM Withdrawal (US)||$2.95||Per withdrawal and third-party ATM operator fees, if any|
|ATM Withdrawal (Int’l)||3%||Per withdrawal, plus the foreign transaction surcharge and third-party ATM operator fees, if any.|
|POS PIN Debit Purchase||$0||Per any domestic PIN based transaction|
|POS Signature Purchase||$0||Per any domestic Signature based transaction|
|POS PIN Debit Purchase (Int’l)||Up to 3% of transaction||Per any international PIN based transaction|
|POS Signature Purchase (Int’l)||Up to 3% of transaction||Per any international Signature based transactions|
|Bank Teller Withdrawal||3% with 5.00 minimum||Per withdrawal. 3% or $5.00 minimum charge of the amount whichever is greater.|
|ATM Balance Inquiry||$0.75||Per inquiry, plus third-party ATM operator fees, if any|
|ATM Balance Inquiry (Int’l)||$1.50||Per inquiry, plus third-party ATM operator fees, if any|
|ATM Withdrawal (Declined)||$0||Per declined domestic ATM transaction|
|ATM Withdrawal (Declined (Int’l)||$0||Per declined international ATM transaction|
|POS PIN Purchase (Declined)||$0||Per declined domestic PIN based transaction|
|POS SIG Purchase (Declined)||$0||Per declined domestic Signature based transaction|
|POS PIN Purchase (Declined) (Int’l)||$0||Per declined international PIN based transaction|
|POS SIG Purchase (Declined) (Int’l)||$0||Per declined international Signature based transaction|
|Inactivity Fee||$4.95||Monthly, after each 90 day period in which you do not load or unload funds to your card or use your card to make a purchase or an ATM withdrawal or until new activity is conducted.|
|Account Closure/Balance Refund Fee||$10.00||See item #28 Amendment and Cancellation terms when applicable and not applicable.|
|Card Replacement Fee||$4.95||Per lost, stolen, or damaged card replacement requested|
|Expedite Card||$29.95||Fee for expedited card delivery|
|Automated Customer Service Fee||$0||Per call when accessing the automated customer service line|
|Live Agent Customer Service Fee||$0||Per call with a live customer service representative|
Register your card for FDIC insurance eligibility and other protections. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact Prepaid Ventures, LTD. – GroundSwell by calling 1-888-386-2555, by mail at P.O Box 307, New Hyde Park, NY, 11040 or visit www.groundswellcard.com.
For general information about prepaid accounts,
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.